The Plan: Whose Budget? Whose Pocket?

At the beginning of the year, my little sister gave me her  financial budget and i was like “wow”, “seriously”. I didn’t expect the figures I saw but I had initially told her to express herself so I can have a clearer picture of her needs. The fulfillment of the budget is another story entirely and has been taken care of privately. Her plan was for a given project which is to span for a given period.

Plans and budget are made as per project or period. The plan determines the budget or is it the other way? I will need to ask my economist friends or maybe email Arsene Wenger, the professor of Economics managing affairs at the Emirates. But when you hear “budget”, “money” takes center stage. A full plan will have its cost implications but the actualization or adjustment of such plan is dependent on the budget or available funds for execution.

A budget is a quantitative expression of a plan for a defined period of time

My sister had to change her plans to suit my pocket but she made sure the key goals were not chalked off her list. Somethings can wait till later in life, some others are time dependent and may be even more important and as such classified as priority. Without a plan, a budget is a joke.

The national budget joke can be classified as a disgrace and shows the level of importance ascribed to it by the persons involved. Today the budget is stolen, tomorrow it is found. Next tomorrow, the figures are tampered, by weekend, the allocations alarmingly wrong. It is just like a cartoon with so many funny scenes to add comic relief to the suffering populace. 39 days into the a new year and a nation is yet to have a budget. 11% of the year is gone. When are we going to have the 2016 budget?

It is funny that you start planning for a thing after you have started the thing. It is weird that you are on the road moving in a directionless manner. Even the particles in Brownian Motion may have more direction than the one we find ourselves in. Imagine Noah building the Ark as the rain started. If you have failed to plan, you have planned to fail. The process of planning gives you the opportunity to look at the goal and the steps you intend to follow in achieving them.

Luke 14:28 – For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have [sufficient] to finish [it]?

As Christians, we are encouraged to plan. Every December, I join a group of friends and workers in the Lord to review the ending year and make plans for the coming year. It requires a lot of soul searching, dedicated personal screening and keying into the God’s plan itself. We engage in prayers and seek God’s face and direction as to the immediate future. We encourage ourselves to write these plans/goals down.

Reduce your plan to writing. The moment you complete this, you will have definitely given concrete form to the intangible desire. –  Napoleon Hill

It’s not the plan that’s important, it’s the planning. – Dr. Gramme Edwards

Away from planning, the execution lies within thy reach. I am usually not happy seeing people spending more than they earn, biting more than they can chew, sewing coats bigger than their sizes, wallowing in debts as a result of wanting to belong. It pains my heart and my head is tired of shaking.

Whose pocket are you depleting? Who bears the pains of your excesses and flamboyancy? Who joins you in counting the ceiling boards in your room when you are left with nothing few days after your wage has been paid. Where is thy modesty? Where is thy plan? Are you competing with anybody? You should be competing with yourself and nobody else. You wear the shoe and knows how much it pinches you. You can’t have it all. But you can be happy with what you have.

There are some people who live in a dream world, and there are some who face reality; and then there are those who turn one into the other. – Douglas H. Everett

I worked with a guy who blew his salary away within the first 7 days of payment and goes around asking for alms. I was a mere intern but I knew that was not a way to live. He spent his money on women, drinks, friends, parties and before he says “Jack Robinson” (whose name is that?), he is back to ground zero. It was a disgrace but you must not live a disgraced life. His Grace is enough for thee if you allow him to govern you daily activity and engage him in your plans.

Commit to the Lord whatever you do, and he will establish your plans. – Proverb 16:3

Be responsible. It is not about what you earn, but how you spend it. Manage your pocket.

You are no longer a boy, and one of the first duties which a man owes to his friends and to society is to live within his income. ― Thomas Hughes

Have a nice weekend friend. Live Responsible.

Enjoy in Christ.


2 thoughts on “The Plan: Whose Budget? Whose Pocket?

  1. excellerblog

    Seriously, whose name is Jack? lol. But then, planning is key. Failure to plan is planning to fail. This is an area we all (should) get better at, as per time and resources management. Thanks for sharing



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